This episode is all about leasing — or in other words, spending on depreciation versus investing in a car. There’s a certain cost of transportation that you just can’t beat, calculating Total Cost of Ownership. Paying more than that for something special (for example, a magnificent Alfa Romeo Giulia) can be worth it, but when you look at the upcharge for the QV, the cost is staggering.

The explanation is a combination of the car’s depreciation, but also more likely manufacturer-sponsored lease incentives, which can hugely benefit the lease customer. So when should you lease? When should you buy? And when should you buy used?

In this episode, Carmudgeons Derek and Jason discuss different ways of looking at investing your money in cars — and why a calculated, expected loss is absolutely fine. So long as you’re getting enough pleasure from the car.

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he Carmudgeon Show is a comedic, information-filled conversation with Jason Cammisa and Derek Tam-Scott, two car enthusiasts who are curmudgeonly beyond their years. Proving you don’t have to be old to be grumpy, they spend each episode talking about what’s wrong with various parts of the automotive universe. Despite their best efforts to keep it negative, they usually wind up laughing, happy, and extolling their love for cars. Which just makes them angrier and more bitter.

ISSIMI is an enthusiast-owned, full-service specialist offering sales, consignment, collection management, service, and consulting to discerning enthusiasts and collectors. Specializing in complex transactions that include international services for exceptional cars, ISSIMI’s San Francisco Bay Area and Europe-based teams of experts pride themselves on transparency and knowledge. ISSIMI also produces enthusiast editorial media, including “Spotlight,” “Jason Cammisa on the Icons,” “The Carmudgeon Show,” and “Proper Care & Feeding of Cars.” Some of the vehicles featured in these editorial products, including the subjects in this Spotlight video, may be listed for sale through ISSIMI’s platform. Please check ISSIMI.com for more information.

Jason Cammisa is an automotive journalist, social-media figure, and TV host with over 250 million views on YouTube alone. Jason’s deeply technical understanding, made possible by a lifelong obsession with cars, allows him to fully digest what’s going on within an automobile — and then put it into simple terms for others to understand. Also, a Master’s Degree in Law trained him to be impossible to argue with.

Derek Tam-Scott still tries. He’s a young automotive expert with old-man taste in cars, and a Master’s Degree in Civil Engineering — which means he knows how to be civil to Jason. Or at least he tries. With a decade and a half’s experience buying, selling, driving and brokering classic and exotic cars, he’s experienced the world’s most iconic cars. And hated most of them.

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