I facepalm at all the financial idiots I've met in Atlanta. Have these guys even watched a Dave Ramsey video, or read a book from Robert Kiyosaki? Even if they haven’t, it doesn’t take a genius to realize how awful their loan terms are, or really how awful most loans in general are. Don't take a loan unless it can MAKE money for you. If you can't make Money make money for you, then go for assets.
Summary
1. Don't Do it if possible and just pay in full on a cheaper car or work harder until you CAN buy the car you originally wanted in full.
2. Alright Mr. or Ms. Impatient, if you want to finance go for Down Payment: 20%-33%
3. APR 2%-4.7%
4. Loan Term 48-72 Months
5. BARGAIN ALL THE NUMBERS!

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