Sponsored: 🐂 Webull Singapore https://hmsg.link/sgwebull
💳 Citi Prestige https://hmsg.link/citiprestige
💳 DBS Vantage https://hmsg.link/dbsvantage
💳 CIMB Visa Signature https://hmsg.link/cimbvs

📙 Advanced Credit Card Mastery Course: https://hmsg.link/accm
☕️ Buy from my Ko-fi shop: https://hmsg.link/shop
🔭 Telegram Group: https://t.me/HoneyMoneySG
📷 Instagram @HoneyMoneySG   / honeymoneysg  
🎵 TikTok   / honeymoneysg  
📧 Email (Business only): [email protected]

INVESTING
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💳 Credit Cards Affiliate Links (Singsaver gifts) https://t.me/sgpromocode
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💴 Instarem Amaze Code: NhkWBH https://hmsg.link/amaze
🚌 Revolut SG https://hmsg.link/revolut
☯️ YouTrip ($5 Bonus) https://hmsg.link/youtrip
🙏 Trust Bank Code: HUQPC614 https://www.trustbank.sg
🅱️ BigPay $10 referral code KJN6MN5GS0 at http://bigpay.link/referrals
🚩 Wise https://hmsg.link/wise
✈️ Kris+ App Code: C647172 https://hmsg.link/krisplus
🧾 DBS Paylah! $5 with code CHRHAF684
😻 Favepay https://hmsg.link/fave
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♾️ Max Card https://hmsg.link/heymax

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🎮 Sony PS5 https://hmsg.link/ps5
🛍 Lazada https://hmsg.link/lazada
🛍 Qoo10 https://hmsg.link/Qoo10
🛍 Shopback $5 Code: caQmJa https://hmsg.link/shopback
🛍 Aliexpress https://hmsg.link/aliexp
⭐️ CapitaStar App $5 https://hmsg.link/capitastar
🏬 Lendlease Plus $5 referral code NsHQKY https://hmsg.link/lendlease
🛒 NTUC Union https://hmsg.link/ntucunion

ROBO-ADVISORS
☣️ Syfe Trade & Wealth code: HONEYMONEY @ https://hmsg.link/syfe
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🤖 Endowus https://hmsg.link/endowus
💸 Stashaway https://hmsg.link/stashaway

BUSINESS
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🦅 AMEX Highflyer Card https://hmsg.link/highflyer
☯️ YouBiz $50 Code: zi94mVNK @ https://hmsg.link/youbiz

TRAVEL
✈️ Klook https://hmsg.link/klook
✈️ Airasia App https://hmsg.link/airasiaapp
✈️ MSIG Travel Insurance https://hmsg.link/msigtravel
✈️ Allianz Travel Insurance https://hmsg.link/allianztravel
✈️ Starr Travel Insurance https://hmsg.link/starrtravel
✈️ TIQ by Etiqa Code R56612 https://hmsg.link/tiq
🏨 i-Prefer Hotels https://hmsg.link/iprefer

PROFESSIONAL SERVICES:
🤝 DareToFinance Fin Planning https://hmsg.link/daretofinance
🏠 Book a call with Ohmyhome https://hmsg.link/ohmyhome

Disclaimer: The information provided in any affiliate referral or recommendation should not be considered as financial advice. The content is for general information purposes only and does not take into account your personal financial situation, goals or objectives. You should always do your own research and seek professional advice before making any financial decisions. We may receive compensation for affiliate referrals, but this does not influence our recommendations or reviews.

$2,500 or Annual $30,000
- Eligible for Credit Card, MAS Requirements
- Ceiling for OT Pay for non-workman (S$2,600 monthly)
- e.g. Factory Operators, Service staff, Admin Assistant

$4,333
- 2022 median wage = $5070, inclusive of employer CPF
- To find gross salary = 5070/1.17 = $4333
- e.g. Entry level jobs for University Graduates, management trainee, F&B manager

$4,500
- Ceiling for OT Pay for workman
- Construction worker, Transport driver

$6,000
- Current CPF Ceiling till 31 Aug 2023
- Employee 20% = $1200, Employer 17% = $1020
- Assistant Manager, Team Lead, Junior Software Engineer, Senior Auditor

$7,000
- Current EHG Ceiling for Singles from age 35
- HDB thinks you are rich enough to not receive any housing grants
- Junior Manager, Investment Banker (entry)

$8,000
- New CPF Ceiling from 1 Jan 2026
- Employee 20% = $1600, Employer 17% = $1360
- Manager, Senior Software engineer

$10,000 or Annual $120,000
- Eligible for $120K p.a. credit cards,
- Citi Prestige, DBS Vantage, CIMB VI
- Sales Manager, Senior Manager

#Sponsored #Webull