I just came home for Diwali. While at the airport, I was pitched a credit card by an Axis Bank representative. It's the one which is co-branded with Vistara. You basically get a free business class flight ticket which usually costs INR 40,000+, priority check-in, 10kg extra baggage and a bunch of other benefits. Basically, the more you spend the more free flights you can redeem.

Now being a middle-class guy, I always wanted to travel business class but couldn't afford it. The only hurdle is the INR 10,000 joining fees. The hack is that I can get it waived off if I spend INR 1.2 lakhs in 90 days. Now I spend close to 50-60k per month so this shouldn't have been a problem. But 50% of the spend goes to rent.

If only I could pay rent using credit card.. Well now you can!! CRED the darling fin-tech of India has enabled us to pay rent, maintenance, electricity bill, internet bill, water bill, education fees, security deposit, brokerage, loan repayment and a lot more using a credit card. Now it's super easy for me to get fee waiver. Also, I can easily spend close 5-6lakhs on my credit card. The more I spend on my credit card the more free flight tickets I get. I never have to pay for flights again if I plan it properly.


Please note: Only on certain credit cards and upto 25% cash back on all bill payments


Disclaimer: The views expressed are that of the creator and does not represent the views of the sponsors.

Do you know any other such hack? Let me know in the comments below



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