Compare Medicare Supplement Plans Here: https://www.seniorhealthcaredirect.co...

Plan F and Plan G are Medicare Supplements. They are designed to work with your Medicare, so Medicare pays 80% of your medical bills and the supplement would come in and pay the rest. The Plan F is the "Full Coverage" plan. It covers 20% completely. You have no bills except for your monthly premium. Plan G is almost exactly the same and Plan F, the only difference is that Plan G doesn't pay Medicare's Part B annual deductible of $198.00. After you meet that deductible, you have no medical bills, everything is covered just like Plan F. There are three main reasons Plan G is a better choice than Plan F:
1) Simple Math: Plan F costs $600 more per year in premium than Plan G, so why pay plan F $600 more when the only difference in benefits is that Plan G has a small deductible ($203 for 2021)? That is just giving more money to these big insurance Carriers for no reason.
2) Rate Stability: No one that turns 65 after 01/01/2020 will be able to purchase Plan F. This will cause the Plan F premiums to increase quickly.
3) The Part B Deductible is likely to continue increasing. This will also cause the F Premiums to increase at a higher rate than Plan G.

Please read more on our website:
https://www.seniorhealthcaredirect.co...

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