Drew and Darrick discuss the pros and cons of hybrid long-term care insurance policies. They mention that these policies are a good fit for some people, but not for others.

They discuss factors such as health conditions, life expectancy, and the potential need for long-term care.

They touch on the idea of self-insuring and using annuities as an alternative to long-term care insurance. Overall, they emphasize the importance of considering individual circumstances and making informed decisions about long-term care insurance.

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