Ok. So you’re thinking about buying a house and I’m here to tell you that the very first thing you need to do is get pre qualified for mortgage financing including a credit check. Hi Don Thompson here , your local real estate expert with The Pioneer Group @ Keller Williams Realty. People thinking about buying a home are usually in one of two camps, either you have good credit and you don’t think you have to worry about getting a loan or you have so-so credit and you’re just not sure.

So let’s talk about the first group… you have good credit, a good paying job and some money to invest in your next home… you still need to get that pre-approval, just to confirm what you might already know and if you do find that perfect house you’ve been looking for and you want to make an offer, the seller probably won’t even consider your offer if you don’t have a letter from the bank. So you could loose out on that perfect home just because you were not prepared.

If you are in the second group and you’re not really sure, you know... you’ve had some problems in the past, for whatever reason, you might just be surprised that you actually can get a loan to buy your next home. And if you can’t, at least you’ll know what you need to do to get your credit score up to an acceptable level. Look, if the banks only lent money to people with excellent credit, they’d all be out of business.
Call or text me at 413-221-9981 or email me at [email protected] I can help you find the right lender to help you. And just to say, don’t do that online thing for your “pre-approval” You’re so much better off speaking with a local lender. And it should cost you anything


So take that first step and get pre-approved.

Thanks for listening and have a great day!