As six year-old-Oliver skips home, holding his mum’s hand, he proudly shows me the paper aeroplane he made in school earlier that day.

The soaring cost of living isn’t something he yet has to worry about. His mum Kate does, though, and especially as winter draws in.

Inside the house in Bideford, North Devon, that she and her partner rent for them and their three children, Kate keeps her coat on as she cooks their tea.

"We certainly didn’t ever see ourselves sitting in coats and hats inside", she tells me. "We would never have thought that would be our lives, but that’s the reality."

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