This 20-year-old works AND studies full time in NYC. These are her top tips for balancing expenses, income, and experiences.

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Alyssa McManus is a 20-year-old navigating life in New York City. In this video, she discusses her experiences managing expenses, experiences, and income. Not only does she balance full-time work and full-time school, Alyssa has to be smart about making it work financially.

Facing the high cost of living in New York, she initially struggled with the upfront expenses of renting an apartment. Subletting helped her avoid hefty fees associated with traditional leases. Alyssa highlights her budget-conscious approach, including meal prepping and thrift shopping.

Alyssa learned to value experiences over material possessions, exploring the city's offerings with her income of $3,000 to $3,500 per month. She emphasizes prioritizing spending based on personal preferences and pursuing career aspirations for a fulfilling future.

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