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This is the best debit card of 2023, period. The Charles Schwab High Yield Investor Checking Account. I have had my account for 6 years now and it’s my go to card when it comes to accessing my cash, especially while traveling. The account has next to no fees, it’s the perfect set it and forget account out there. The only downside is the “High Yield” naming, at .4% APY it is very much not high yield in any sense. I would recommend you use this card as a staging card for cash access. Bank with any banks of your choosing especially given some of the attractive APYs out there. But load money to Schwab Debit when you’re planning to travel.

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