👉real credit score https://houstonmcmiller.net/myfico-re...
myfico score review- how to get Your free myfico credit score Today free fico 8 score
👉 Schedule a 1-on-1 Consultation: https://houstonmcmiller.net/phone-con... 👇🏽👇🏽👇🏽👇🏽👇🏽👇🏽👇🏽👇🏽👇🏽
👉 EASILY APPROVED CARD-
👉 NO HARD PULL https://link.houstonmcmiller.net/scc
👉 easy card- https://link.houstonmcmiller.net/reflex
👉Personal Loans https://link.houstonmcmiller.net/pers... .
👉Personal Loans https://link.houstonmcmiller.net/pers...
👉real credit score https://link.houstonmcmiller.net/myfi...
$100- $15k
https://link.houstonmcmiller.net/fund... $100- $5k
https://link.houstonmcmiller.net/stel...

https://link.houstonmcmiller.net/ploans

FICO Score 8 and FICO Score 9 are both credit scoring models created by the Fair Isaac Corporation (FICO), but they have some key differences in how they weigh credit report information.
FICO Score 8
Widely Used: FICO Score 8 is the most commonly used credit score model by lenders

Treatment of Collections: It includes both unpaid and paid collections accounts in credit score calculations, which can negatively impact your credit score even after the collection debt has been paid off, unless the collection amount is less than $100

Sensitivity to Credit Utilization: This model is more sensitive to high credit utilization rates, meaning the percentage of your available credit that you're using
Late Payments: Isolated late payments may not count as heavily against you compared to having multiple late payments

FICO Score 9
Updated Model: FICO Score 9 is an updated version designed to be more predictive of lending risk

Treatment of Paid Collections: Paid collections no longer have a negative impact on the credit score
1
2
.
Medical Collections: Unpaid medical collections have less of a negative impact compared to other types of debt
1
2
.
Rental History: This model now takes rental payment history into account, which can benefit borrowers with little to no credit history or those who make on-time rent payments
1
.
Key Differences
Collections: The major difference is how paid collections are treated. FICO Score 9 does not factor paid collections into the credit score, while FICO Score 8 does
1
.
Medical Debt: FICO Score 9 treats unpaid medical debt less severely than other types of unpaid collections, reflecting the view that medical debt is less indicative of creditworthiness
1
.
Rental Payments: FICO Score 9 includes rental history in its calculations, which was not considered in previous versions like FICO Score 8
Social
===============================================
Get Free Business Credit Videos On Our Blog
BLOG: https://houstonmcmiller.net/
  / houstonmcmiller  
  / houstonmcmiller  
  / houstonwins  
  / houstonmcmiller  

DISCLAIMER:
The content of this YouTube channel is provided for informational purposes only and is not intended to constitute legal advice or financial advice. You should not rely upon any information contained on this YouTube channel for financial advice. Viewing this YouTube channel is not intended to and shall not create an client relationship between you and Houston Mcmiller or Business Credit America, Inc, or any of our associated websites. Messages or other forms of communication that you transmit to this YouTube channel will not create an client relationship and thus information contained in such communications may not be protected as privileged. Neither Houston Mcmiller nor Business Credit America, Inc, or any of our associated websites makes any representation, warranty, or guarantee about the accuracy of the information contained in this YouTube channel or in links to other YouTube channels or websites. This YouTube channel is provided "as is," does not represent that any outcome or result from viewing of this channel. Your use viewing of this YouTube channel is at your own risk. You enjoy this YouTube channel and its contents only for personal, non-commercial purposes. Neither Houston Mcmiller, Business Credit America, Inc, or any of our associated websites, nor anyone acting on their behalf, will be liable under any circumstances for damages of any kind.

Houston Mcmiller, Business Credit America, Inc, or any of our associated websites, may be compensated for the links we share with the public audience.

QUICK DISCLAIMER: I AM NOT A TAX EXPERT. I AM A RANDOM GUY ON YOUTUBE MAKING VIDEOS IN A SPARE BEDROOM. DON’T LISTEN TO ME. CONSULT A QUALIFIED PROFESSIONAL FOR ANY TAX ADVICE.