Cambridge is a 501(c)(3) non-profit agency, and we’ve been helping consumers for almost 25 years. We have more than 70c full-time employees, and most of them have been working with Cambridge for over 15 years. We are rated A+ with the Better Business Bureau, and we have thousands of 5-star ratings with websites like Trust Pilot and Consumer affairs.com.

Here's what you can expect from your financial counseling experience with one of our certified counselors. It’s going to be a very friendly and confidential experience, and financial counseling is free. Our counselor is going to ask you questions about your situation and work with you to get a better understanding of your income, your expenses, and especially those bills that are challenging to pay down.