In Dave Ramsey's most recent video on Indexed Universal Life Insurance, he calls it a big pile of...In this video, I'm going to respond to each of his criticisms. Dave Ramsey gives a lot of good advice about staying out of debt and managing your finances. But that doesn't mean that everything he says is beyond reproach. He's not lying but he doesn't fully understand the nuances. He often conflates whole life with indexed universal life. Let me know what you think in the comments below.

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