15 ways I lower my monthly expenses by 25%.




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Chapters

00:00 Start Here
01:00 Turn Heating/Air Down When Sleeping
01:48 Don’t Keep The Thermostat On When Not Needed
02:22 Compare Utility Rates Every Six Months Or Year
03:12 Go Paperless & Auto Pay
03:49 Ditch Amazon Prime
04:36 Switch To Mint Mobile
05:19 Live In A Smaller Place
05:59 Turn Off Lights When Leaving Home
06:54 Ditch The Sugary Drinks
07:27 Buy Bruised Fruit And Vegetables
08:02 Buy A Moka Pot And Frother For Lattes
08:47 Check Car Fluids Every Other Week
09:18 Use Gasbuddy
09:44 Be Tracked By Your Insurance Company
10:27 Limit Streaming Services To 1


As a frugal minimalist, there are certain hacks that I have in my life that help me lower my expenses by 25%. In this video, I share 15 of those hacks.


1. Turn Heating/Air Down When Sleeping

One easy hack to lower your energy bill is to turn down your heating or air conditioning by a degree or two before going to bed.

2. Don’t Keep The Thermostat On When Not Needed

We are at the time of year when it isn't too hot and isn't too cold. An easy way to save some extra money on your energy bill is to keep your thermostat off if you don't need it.

3. Compare Utility Rates Every Six Months Or Year

In some states, utility services are competitive and various companies will offer competitive rates. One way to save money on your utility bills is every six months to a year, compare prices to see who has the cheapest option.

4. Go Paperless & Auto Pay

Many companies will give you a $5 to $10 discount if you enroll your bills in paperless and auto pay.

5. Ditch Amazon Prime

Amazon Prime costs $14.99 a month, which is a lot given that you don't even need it to get the free shipping. If you spend more than $35 on Amazon, you can get free shipping without needing Amazon Prime.

6. Switch To Mint Mobile

Many people waste money on their cell phone bill every month by choosing to go with a main carrier. An easy hack to lower your cell phone bill to $15 a month is to switch to Mint mobile.

7. Live In A Smaller Place

In the United States, and in many other parts of the world, house sizes are ridiculously large, which causes people to spend more on the rent/mortgage and utility bill. Live in a smaller place to save money.

8. Turn Off Lights When Leaving Home

Another way to save money on your utility bill is to turn off all the lights whenever you leave your house.

9. Ditch The Sugary Drinks

Many people waste so much money buy a bunch of sugary drinks like coke and Gatorade. One easy way to save money on your grocery bill is to ditch the sugary drinks.

10. Buy Bruised Fruit And Vegetables

Many grocery stores will offer fruits and vegetables at a discounted price when they have bruises on them. This is an easy way to buy healthy foods at a lower price.

11. Buy A Moka Pot And Frother For Lattes

The price of a latte has gotten ridiculous where it's over $7 plus a tip. One easy way to save money while still enjoying lattes is to buy a moka pot and frother and make your own at home.

12. Check Car Fluids Every Other Week

If you are a car owner, it is important to stay on top of your car fluids and make sure they are not too low. This allows you to prevent having to pay for expensive trips to the mechanic.

13. Use Gasbuddy

Gasbuddy is an app that shows you the cheapest gas in your area. Download the app and it can help you find gas prices that can range between 81 cents a gallon.

14. Be Tracked By Your Insurance Company

Insurance companies now offer discounts on insurance rates if you put a tracking device in your car. Although this sounds controversial, when you think about it, everyone is already invading your privacy anyways.

15. Limit Streaming Services To 1

There are many streaming services that offer entertainment; however, these services really add up. Limit yourself to one streaming service in order to avoid overspending.

**This video is intended for entertainment purposes only, none of it should be interpreted as financial advice. Links above are affiliate links where if you click and order, I will receive a commission at no cost to you. **