Sign up and get 30 days of FREE trial when using promo code CALEB at https://hellohelium.com/

*Disclaimer: Paid advertisement. Data is unlimited but speeds may be slowed after 30GB usage per billing cycle. Additional taxes and fees apply. See terms and conditions. https://hellohelium.com/plan-terms-an...


▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email [email protected]

▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty

▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Vlogs: https://www.youtube.com/@calebhammerv...

2) Weekend Workplace Podcast: https://www.youtube.com/@WeekendWorkp...

3) Money Makes Cents: https://www.youtube.com/@centsmakesmo...
_______________________

▶Fun things:

1) Exclusive episodes, private Discord, BTS, and a special thank you:   / calebhammer  

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email [email protected]
_______________________

Chapters:

00:00 job and income
02:29 What are you?!
04:59 Helium Mobile
10:30 She lives with her mom at 40
16:15 She MANIFESTED
23:00 Why aren’t you paying anything?!
27:14 A breakthrough
29:04 You’re doing what?!
35:12 She’s causing issues here!
39:18 This is becoming ridiculous
44:45 Her spending is literally gambling
50:50 Let me see your tiktok
55:10 You need to understand this
57:35 SOFI
1:01:35 Hammer Financial Score

_______________________

▶Sponsorship and business inquiries: [email protected]
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: [email protected]