When deciding where to spend money, having an effective barometer of what's "budget-friendly" or too pricey is one of the most important things to feel confident about because any debate is pointless since we all have different financial situations, so in this video, I try to settle the debate: Cheap vs Expensive: how to ACTUALLY tell the difference.

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TIMELINE + LINKS
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0:00 Intro Game
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0:30 Axis 1 of 3
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1:02 Example of Price vs Cost
This is, by FAR, the most important approach to thinking about how to spend my money that I was ever taught. A mentor shared this personal finance tip about seven of eight years ago, and it's been - without hyperbole - life-changing.

1:40 Hidden Financial Implications
Being able to see and plan for the unknown costs (both those that hurt you, and those that benefit you) is a superpower I'm still working on, and seeing the two people I know who are experts at it is always so interesting - to be able to peel back their thought process is fascinating.

2:20 Axis 2 of 3

2:56 An Important Distinction

3:26 Calculating Cost Per Use

4:22 When I Go Cheap
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5:22 Axis 3 of 3

5:51 My Financial Allocations
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6:22 Defining Disposable Income

6:48 Personal vs Business Spending

7:23 Next Steps

#PersonalFinance #FinancialLiteracy #MoneyTips

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DISCLAIMERS:

Some of the links above have an affiliate code, if you purchase gear with these links I will receive a small commission at no additional cost to you.

Unless explicitly stated, this video was not paid for by outside persons or companies. This means that the content of this video and my opinions are 100% my own, and were not vetted or paid for by any third party.