Choosing the right Medigap plan is crucial for your healthcare coverage, and the decision between Plan N and Plan G can be complex. Cameron Giardini of Giardini Medicare, a family-operated, Medicare-focused insurance agency, simplifies this choice by comparing the key differences and costs of Plan N and Plan G. This video is essential for anyone nearing Medicare eligibility or considering a Medigap switch, offering a clear breakdown of both plans' benefits, potential out-of-pocket costs, and the impact of Medicare Part B excess charges. If you need to connect with us or another independent broker, you can do so using this link: https://gmedicareteam.com/map/

Video Timeline:

00:00 - 00:50 - Introduction
00:51 - 02:29 - Understanding Medigap Plans
02:30 - 04:25 - Overview of Plan N vs. Plan G
04:26 - 09:40 - Plan N vs. Plan G Coverage Differences
09:41 - 17:26 - Understanding Part B Excess Charges
17:27 - 24:05 - Plan N vs. Plan G Premium Differences
24:06 - 25:49 - Long-Term Plan N vs Plan G Cost Analysis
25:50 - 27:37 - Which Plan is Actually More Popular?

Learn about the standardized benefits of Medigap policies, how they complement Original Medicare, and the specific advantages and disadvantages of Plan N and Plan G. We provide real-world examples to demystify Part B excess charges and discuss the long-term financial implications of each plan, helping you make an informed decision that suits your healthcare needs and budget.

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Sources for this video:

Plan N Official Guidance: https://www.cms.gov/Medicare/Health-P...

Average usage of PCPs and Specialists for Medicare beneficiaries: https://www.ncbi.nlm.nih.gov/pmc/arti...

Medicare.gov participating vs. non-participating providers: https://www.medicare.gov/basics/costs...

KFF Providers Opting out of Medicare: https://www.kff.org/medicare/issue-br...

MedPAC report showing the percentage of claims paid on assignment: https://www.medpac.gov/wp-content/upl...

Link to download the Telos Future of Medicare Supplements Report: https://www.telosactuarial.com/future...

Average number of hospitalizations: https://www.ncbi.nlm.nih.gov/pmc/arti...

Physical Therapy CPT Codes: https://www.webpt.com/guides/cpt-codes

Common urgent care CPT codes: https://www.247medicalbillingservices...

Common telehealth CPT codes: https://www.cms.gov/newsroom/fact-she...

Medicare definition for Medicare Supplements: https://www.cms.gov/medicare/health-d...

How Original Medicare Works: https://www.medicare.gov/what-medicar...

Medicare and You Handbook: https://www.medicare.gov/Pubs/pdf/100...

2024 Medicare Costs: https://www.cms.gov/newsroom/fact-she...

Preventive Services Overview: https://www.medicareinteractive.org/g...

Medicare Participation Announcement: https://www.cms.gov/files/document/me...

Negatives for non-participating providers: https://www.psychiatry.org/psychiatri....

Medigap Guaranteed Issue Rights: https://www.medicare.gov/health-drug-...

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