When deciding which home insurance option is right for you, it's important to know the difference between our standard and deluxe insurance options.

Most of our carriers offer a value-added insurance package that we call our "deluxe" options. These insurance packages include endorsements that you would have to add manually to a standard option.

Some of the most helpful insurance endorsments offered in our deluxe packages include the following:
- Water Backup Coverage: For incidents where water or sewage backs up into your home from a pipe.
- Replacement Cost on your Contents: Offers coverage to replace your belongings.
- Extended Replacement Cost on your Dwelling: Offers extra coverage on your dwelling, in case the price of materials and labor to replace your home is higher than expected.

If you still don't know what option you want, give us a call. We'd be happy to help!