Wells Fargo Reflect Card : https://www.citi.com/credit-cards/cit...

The Wells Fargo Reflect® Card carries no annual fees and has a 0 percent intro APR for 21 months from account opening on purchases.
There are no rewards programs or ongoing perks outside of cellphone protection, Visa travel benefits and Wells Fargo deals.
This card is one of the best on the market for balance transfer cards but may not be the best long-term option.
The Wells Fargo Reflect Card has only been around since October 2021, but it’s already considered one of the best balance transfer cards on the market today. This is mainly due to the sheer length of its introductory APR offer, as well as the fact that the card comes with no annual fee.

The initial intro APR offers on this card are fantastic — the Wells Fargo Reflect Card offers 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 18.24%, 24.74%, or 29.99% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min $5.

These offers make the card both unique and intriguing to applicants who may have considerable debt to consolidate and pay down.

If you’re wondering how the Wells Fargo Reflect works and whether it’s worth it, read on to learn more about it and what to consider before you apply.

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