Don't Invest in the S&P 500. Especially if you're retired. (108-year backtest results)
James Shack James Shack
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 Published On Dec 30, 2023

I know it’s tempting, but it does not pay to chase past performance.

This backtest was done using https://www.timeline.co/

To get data going back to 1908, they use a combination of indexes, but they currently map to:

US Total Market - Morningstar US Market
US Aggregate Bonds - Morningstar US Core Bond

Global Equities - Morningstar Global All Cap Target Market Exposure
Global Aggregate Bonds - Morningstar Global Core Bond

Financial Planning
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00:00 Intro
00:57 The Test
04:14 US
07:46 Global
13:26 Third Strategy

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