When to pay off your credit card to potentially increase your credit score?
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If you want to potentially increase your credit score, pay down your credit card as far down as you can a couple days before the billing cycle ends. Whatever balance is leftover will most likely be reported to the 3 credit bureaus. Basically your credit usage (utilization) needs to be below 30% of your credit limit each month, so paying down your credit card can accomplish this every single month (especially when you make an extra payment a couple days before the cycle ends and is reported).

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Chapters:
0:00 Intro
0:40 Credit History
1:17 Payment History
2:38 Credit Usage (Utilization)
3:33 Credit Card Basics
5:04 When to Pay Off Credit Card?

#creditscore #creditscoreboost #creditrepair