From understanding credit, to saving and investing money 💸. Here's everything you need to know about personal finance as a 20-something-year-old in the UK.

*This is not financial advice. When investing, your capital is at risk. Do your own research and seek independent advice when required.

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✨ Who am I
My name is Madeleine or Maddie for short, I'm a 23-year-old Norwegian in London. I make videos about interior design, lifestyle, and London life.

MUSIC
Epidemic sound: https://share.epidemicsound.com/m9askd
Thematic: https://app.hellothematic.com/?via=ma...

My Amazon favourites (my camera equipment etc): https://www.amazon.co.uk/shop/macerly

Timestamps
Intro: 00:00
Budgets: 00:35
Emergency funds: 01:49
Understanding credit: 02:49
Credit cards: 04:13
Pay yourself first: 05:58
ISA accounts: 07:00
Investments: 08:48
Dollar-cost-averaging: 11:47
Mortgage savings: 12:44
Savings bonds 14:11