Get Pre-Approved for a Home Loan today at www.MortgageArizona.com -- Geneva Human and Arizona Branch Manager, DeWy Dewitt discusses how the human approach, from culture to processes, impacts and improves his relationship with his clients.

HUMAN POWERED MORTGAGE: Technology is a modern convenience best reserved for buying basic items, booking appointments and having your favorite take-out delivered.

Download our Homebuyer Guide: https://www.genevafi.com/home-buyers-...

When it comes to life’s biggest decisions, you deserve to have an experienced human by your side and available when it’s convenient for your hectic schedule.

At Geneva Financial, you work with ONE licensed Mortgage Loan Officer throughout your transaction. We are available to communicate with you nights, weekends, early mornings – whatever is most convenient for your life.

We believe technology is a valuable tool to execute an efficient and speedy mortgage process, but it takes a back seat to our top Core Value: Always strive to humanize both the customer and employee experience.

Do I need to have a house picked out first?
No! That’s a common misconception that you need to have a house selected first. We actually recommend for you to figure out how much you can purchase then select a home prior to home shopping. If you contact me I can help you get pre-qualified at no cost to you.

Do I need to put 20% as a down payment?
No! We have many programs that can do less than 20%. Some of our mortgage finance programs allow for 3% to 4% down payment. If you would like to know your additional options, please contact us today!

What is a VA Home Loan (Mortgage)?
VA loans are designed specifically for veterans. VA loans should only be issued by a VA-approved lender and are guaranteed by the federal government.

Do I need to have an excellent credit score to purchase or refinance?
NO. There are multiple national and state down payment assistance programs with credit score requirements as low as 620 and some income maximums nearing $90k

Geneva Financial offers Conventional, FHA, VA, USDA, Refinance, Reverse, Jumbo and Condo Financing as well as Down Payment Assistance Programs, First-Time Homebuyer Programs, Physician Loans and Hero Loans for First Responders, Police, Firefighters, Nurses, and Teachers.