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Today, we’re talking about CASH! 💰 In a previous video, I mentioned that my personal finance system has 5 components: (1) Architecture, (2) Cashflow, (3) Investments, (4) Net Worth, and the (5) Cherries. In this video, we'll dive deeper into my Cashflow System to give you guys a better understanding of how I manage my cash. I'll be sharing the four money rules that guide me in managing my finances, then I'll show you the simple budgeting system I follow as a college student. I also have A LOT of accounts because I like to experiment, so I'll talk about my bank accounts, digital banks, e-wallets, and credit cards as well!

Personal finance doesn't need to be complicated. When it comes to learning how to manage your money, it's important to find the system that works for you. This is what works for me and I'm hoping that you'll learn something from this video. Thanks for watching! 😄🍞

- My Personal Finance System (2022)    • 💵 How I Manage my Money in my 20s | P...  p
- My Old Money System (2020)    • How I Manage My Finances in my 20s | ...  

💳 Apply for a Citibank Credit Card: https://bit.ly/3OYjZvJ

FREE MONEY FOR YOU 😉💰⬇️

🏦 Banks & E-Wallets
- Unionbank PlayEveryday: Use “UBNOW-NA0920016” to get 300 PlayPoints
- Tonik: Get ₱60 with “T42BHJL” when you sign-up, verify, and top-up
- GCash: Get ₱50 https://bit.ly/2ZyrLWy - sign-up, verify, and cash-in to
- PayMaya: Get Php100 when you use “2Y817PZMN84O” or sign up and verify at https://bit.ly/2ZzVjTs

🚀 Crypto Platforms
- Crypto.com: Get $25 in CRO when you use my code "nicolealba" or sign-up at https://crypto.com/app/nicolealba 😁
- BlockFi: Get $10 in Bitcoin when you sign-up at https://bit.ly/3jWct5a and deposit at least $100
- Celsius: Get $50 in Bitcoin when you sign-up at https://bit.ly/30luMcO or use code “119827e588” and deposit at least $400
- Binance: Sign-up and get 10% discount on fees https://bit.ly/Nicole-Binance or use code "YBY3MNM9"
- PDAX: Use “nicole” to get ₱30 when you deposit a minimum of ₱1,000

💵 More Cash
- GoTrade: Use invite code “157655” to Invest in US Stocks and ETFs for as low as $1
- ShopBack: Get ₱100 at http://bit.ly/nicoleshopback

DISCLAIMER: The links above are affiliate codes/links and I may get a reward if you use them. Thanks in advance because it helps support the channel 💙

✅WHAT TO WATCH NEXT
➜ 🤑 Best High Interest Savings Account Philippines:    • 🤑 Best High Interest Savings Account ...  
➜ How I Manage My Finances in My 20's:    • How I Manage My Finances in my 20s | ...  
➜ 📈 What I Invest in as a 20-year-old College Student:    • 📈 What I Invest in as a 20-year-old C...  
➜ What to do with (your future) ₱100,000:    • What to do with (your future) ₱100,000 🤔  
➜ Why I Invest in Crypto:    • Why I Invest in Crypto 2020 | Blockch...  
➜ Personal Finance 101:    • 🤑 Personal Finance 101  

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🕰TIMESTAMPS:
00:00 Intro & Overview
01:25 My 4 Money Rules
04:32 How I Budget
09:10 All my Cash Accounts
09:55 My Bank Accounts (BDO, BPI, Unionbank)
11:06 My Digital Banks (CIMB, ING, Komo, Tonik)
12:27 My E-Wallets (GCash, PayMaya, Coins.ph, GrabPay, PayPal)
12:43 My Credit Cards (BDO, BPI, Citibank + Crypto.com Visa Card)


Send this video to your homies so you guys can benefit from managing your finances together! SUBSCRIBE for more videos like this! I post one video a week and I talk about personal finance, self-development, or anything I learn or experience throughout my life as a 21-year-old.

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🤝 Where to reach me
➜ FB & IG: @alba.nicoleee
➜ Email: [email protected]

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#singlifePH #LifeInsurance
💰 How I Budget Money in my 20s | My Money Rules & Accounts (Banks, E-Wallets, Credit Cards) | Singlife PH

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