I'm super excited to get my first-ever credit card! For some context, I'm currently 20-years-old and I'm still a student. I have no stable source of income, but I was able to get a BDO Visa Classic credit card!

I've been wanting to get a credit card for so long mostly because I was excited to start earning points and get rewards 😅 This isn't a comprehensive credit card video, but I wanted to explain my reasons for applying for a card as well some of my thoughts about my experience. In this video, I'll be talking about why I applied for a credit card, why I chose the BDO Visa Classic, my application process experience, and my thoughts and recommendations for those thinking about applying for a card.

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🏦 Banks & E-Wallets
- Unionbank PlayEveryday: Use “UBNOW-NA0920016” to get 300 PlayPoints
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🚀 Crypto Platforms
- Crypto.com: Get $25 in CRO when you sign-up at https://crypto.com/app/nicolealba or use my code "nicolealba" 😁
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DISCLAIMER: The links above are affiliate codes/links and I may get a reward if you use them. Thanks in advance because it helps support the channel 💙

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➜ Why I Invest in Crypto:    • Why I Invest in Crypto 2020 | Blockch...  
➜ Personal Finance 101:    • 🤑 Personal Finance 101  

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🕰TIMESTAMPS:
00:00 Introduction
01:04 Overview
01:35 Why did I apply for a credit card?
05:26 Why BDO Visa Classic (Secured) Credit Card?
07:13 My Credit Card application experience
08:44 Thoughts and recommendations for first-time applicants

➜ PH banks offering Secured Credit Cards: Security Bank, BDO, BPI, Metrobank AUB, RCBC


Send this video to your homies so you guys can benefit from managing your finances together! SUBSCRIBE for more videos like this! I post one video a week and I talk about personal finance, self-development, or anything I learn or experience throughout my life as a 20-year-old.

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🤝 Where to reach me
➜ IG: @alba.nicoleee
➜ Email: [email protected]

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#BDOVisaClassic #FirstCreditCard #PersonalFinancePH
💳 How I got a Credit Card as a Student in the Philippines | Credit Cards for Beginners | BDO Visa
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